Landlord Insurance
Are you a residential landlord or managing agent?
At Hamilton Fraser we specialise in providing high quality buy-to-let cover for residential landlords. Whether you have a single property or an entire portfolio we are here to help protect your investment should the unthinkable happen.
We understand that letting a residential property can be challenging and costly. That is why our landlord policies are designed to offer a wide range of protection options to meet your individual requirements, at a price that will suit your budget.
We are also pleased to continue our 12 year relationship with the National Landlords Association (NLA) the UK's largest private rented sector landlord association.
Policy Features and Benefits
- Competitive premiums
- No minimum security condition
- Accidental damage to buildings
- Malicious damage by the tenant or their guests (limited to £25,000 per claim)
- Alternative accommodation or loss of rent up to 30% of the buildings sum insured
- £5,000,000 of Public Liability
- £10,000,000 Employers Liability
- 90 days full cover provided during un-occupancy (subject to terms and conditions)
- Free lock replacement following the theft of keys up to £1,000
- Property disputes legal cover
- Variable rates of excess
- Buildings and loss of rent automatically inflation linked
- Excellent claims service
- Flexible payment options (subject to status and credit charge)
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If you are a member of the National Landlords Association you will receive a discount on your insurance premium.
For more information on joining the National Landlords Association click here
Own or manage more than 5 Properties? Then give us a call
As a landlord with a significant range of properties you need to ensure you have the right level of cover to protect your property portfolio. Due to the extensive range of covers available and diverse requirements of property owners we do not currently offer quotations for more than 5 properties online. To get a quote for your portfolio call our experts today on 0800 63 43 880.
Commercial Use
If your property includes residential and commercial use look at our commercial property insurance page click here or contact us on 0800 63 43 880 to see how we can help.
Or if you would like us to call you register your details using the call back button.




